Well Westpac might soon have the answer!
The bank is changing the way it funds prefab housing and is launching a new pilot programme where it will be easier for builders of prefab houses to get finance.
"This is a major step towards improving home affordability, especially for first home buyers," said Westpac NZ chief executive David McLean.
"It will move prefab housing from sitting in the too-hard basket to being a viable choice for lots of Kiwis."
McLean hoped the bank's pilot would make borrowing for a prefab house "streamlined, simplified and stress free" for builders and buyers.
Now that’s what we like to hear!
Read more in the Herald article Westpac runs trial to bankroll prefab homes